Daniel Ciment

I’m Daniel Ciment, Outside Counsel for Texit Credit.

At Texit Credit we’re pleased to offer our best-in-industry Credit Repair services. But sometimes you need more than credit repair. If you’re being sued or harassed by a creditor or debt collector, then you need the assistance of an experienced Debt Litigator, Consumer Defense Attorney.

With over 15 years of experience in bankruptcy, debt collection defense, and consumer protection, I am a recognized Consumer Defense Attorney and Debt Litigator throughout Texas. Following my graduation from South Texas College of Law in 2003, I opened a high-volume debt collection law firm where I filed thousands of debt-collection lawsuits. From there, I became a partner at a Chicago consumer bankruptcy firm. Both my passion for protecting consumers’ rights and years of experience on both sides of the fight put me in a great position to guide clients through a wide range of challenging and time-sensitive legal issues. Now settled in Katy, Texas, I strive to help each and every client take control of their financial lives and resolve the debt issues that are holding them back.

Check out my question-and-answer videos below for answers to common credit, debt, and collection questions. Still need more help? Send me a message using the contact form below.

Common Violations of the FDCPA

I Have a Ton of Student Loan Debt What are my Payment Options

I'm Being Sued by a Debt Collector What Should I do ?

My Bank Account was Frozen Due to a Judgement I Didn't Know About How Do I Get my Money Back

Should I Make a Good Faith Payment to a Debt Collector

Texas Homestead Exemption Protection

What is the CFPB

What is the FDCPA & How Does it Protect Me From Debt Collectors

What is the Texas Debt Collection Act & How is it Different From the FDCPA

What is the Texas Statute of Limitiations for a Debt